Compare Personal Checking Accounts
All Synovus Bank personal checking accounts feature Free Online Access Internet Banking, Free Bill Pay, Free Mobile Banking1, Free paperless statements1.
|
Features2 |
Signature Interest | Signature Gold3 | Signature Preferred | |
| Minimum balance to open |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
| Maintenance fee if below balance requirements |
$0.00 |
$0.00 |
||
| Balance required to waive maintenance fee: |
$0 |
$2,000.00 average daily balance or |
$0 |
An average daily balance of: $5,000 in the Signature Preferred checking account or $15,000 combined balance in Signature Preferred checking, savings, NOW, money market, outstanding balance in installment loans, lines of credit, credit card, HELOC or $25,000 combined balance in Signature Preferred checking, savings, NOW, money market, CDs, IRAs, outstanding balance in installment loans, lines of credit, credit card, HELOC |
| Tiered interest rate |
Yes |
Yes | ||
| Additional interest rate on checking | N/A | N/A |
Yes, on the Signature Preferred checking account balance when the combined balance of $15,000 or more is reached | |
| Free Visa ® Cash Back Check Card4 | ||||
| Additional account at no fee(excess transaction fees apply) | N/A |
Choose Signature Money Market, Advantage Money Market or Premium Money Market5 | ||
| Free standard wallet-style checks |
Free for life of the account |
Free for life of the account | ||
| Discount on designer checks | N/A | N/A | N/A | |
| Safe deposit box discount | N/A | N/A | 50% | |
| Stop payment | N/A | N/A | N/A | |
| Travelers Cheques at no charge | N/A | N/A | ||
| Official checks at no charge |
N/A |
|||
| Free unlimited use of Synovus® and Publix® Presto!® ATMs |
Yes |
Yes |
Yes | |
| Identity Theft Protection Available |
Yes |
Yes |
Yes | |
| Overdraft Coverage 6 Available |
Yes |
Yes |
Yes | |
|
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Need More Information? 
info@synovusbankfl.com
(888) 317-0085
All checking and savings account are subject to credit approval.
1 Restrictions apply
2 Features may vary by location. See your local branch for details.
3 Customer must be 50 or older to qualify for this account.
4 Subject to credit approval
5 Where applicable
6 Overdraft coverage is provided at the bank’s discretion, and we are under no obligation to pay items when your account funds are insufficient. Your account must be in good standing for coverage to be extended. We do impose limits on the number of and amount of overdrafts we will pay. Your overdraft limits will change based on your account standing. Overdraft coverage is typically not extended to new accounts until after 90 days. Based on the terms of our Deposit Account Agreement, you are required to immediately pay the bank the amount of any overdraft and applicable fees. Fees for individual occurrences range from $25 to $36 based on your overdraft history. An overdraft collection fee of $35 is assessed if your account remains overdrawn for seven calendar days.
